Insurance & Financial Assistance

We understand that substance use disorders can impact anyone, regardless of how much money they make. We’re here to help you understand your options, whether you have insurance or not.

Woman sitting and smiling
How does insurance work?

More about health insurance & recovery

Ten16 participates with most insurance companies in the Mid-Michigan region, as well as a number of state-funded health plans.

The actual treatment programs and support services covered by your insurance company will vary based on the plan provided by your employer.

Not sure what benefits you have?

Our staff are very familiar with how to verify your benefits and determine any co-pays or deductibles that need to be met.

We’d be happy to walk you through the process—just contact us!

Need a service that’s not covered?

Looking for a service not currently covered by your insurance company? Please contact your insurer and suggest that they contract with Ten16.

We are always open to expanding our network to serve more people.

We proudly participate with…

State-funded health plans, including:

  • Medicaid
  • Healthy Michigan Plan
  • MIChild

Private insurance companies, including:

  • Blue Cross/Blue Shield
  • Blue Care Network
  • Messa
  • Health Plus
  • Priority Health
  • Cigna
  • Aetna
  • ConnectCare

Have questions? Want more specific guidance? Please contact Ten16 by phone (989.631.0241) or online form so that our staff can explain what coverage is available.

Do you qualify for financial aid?

Concerned about affording recovery? We may be able to help you

Because Ten16 Recovery Network participates in Michigan’s public system of care, we are able to bill Medicaid and the Healthy Michigan Plan, which many people in our community qualify for.

We also have the ability to access federal block grant funds to support people with limited resources who do not have insurance or are under-insured. “Block grants” are funded by the government and come with specific income and residency requirements. If you are eligible, these funds would cover most of the cost of treatment and support services other than a modest co-pay for some services.

In addition, Ten16 does have a sliding fee scale available for treatment services, depending on your income and how many people you are responsible for. It does not apply to education classes, drug testing, or evaluations for the court or obtaining a driver’s license. Ten16’s staff will be able to walk you through all of the available options.

Financial aid options

Even if you do not have insurance right now, we may be able to help you through:

  • Medicaid
  • Healthy Michigan Plan
  • Financial assistance through federal grants
  • Sliding fees (for select services)

Please contact us by phone (989.631.0241) or online form for assistance with your specific situation.

Programs and services are, in part or in whole, underwritten by local, State and Federal dollars. In accordance with Federal law and US Department of Agriculture policy, this institution is prohibited from discriminating on the basis of race, color, national origin, sex, age, religion, political beliefs or disability. (Not all prohibited bases apply to all programs.) To file a complaint of discrimination, write to the USDA, Director, Office of Civil Rights, 1400 Independence Avenue, SW, Washington D.C., 20250-9410 or call (800)795-3272 (voice) or (202)720-6382 (TDD). USDA is an equal opportunity provider and employer.